Real Estate Lending

Financing from the real estate experts

Real estate lending offers tailor-made solutions for financing of real estate projects focusing on the home markets of Erste Group. 

We provide financing facilities for commercial real estate, residential, infrastructure projects as well as hotels in various locations. We offer loans and additional financial services to well designed, promising projects by means of classic project finance.

Our lending know-how typically focuses on project-based, collateralized financing structures and offers a cash–flow-driven range of different products and services inducing customized solutions for a particular project or idea. 

Our experts

• provide lending on the basis of cash-flow, in addition to the collateral value of the building and the land;
• assess the risks presented by the borrower and the market, as well as the project budget;
• implement appraisals as tools for analysis, and
• solicit the appropriate documentation of the deal.

Erste Group Immorent offers the following services for its clients:

• Acquisition Financing for all property types. We also provide recourse, partial recourse and non-recourse funding.
• Refinancing of Existing Properties by means of short-term as well as long-term customized financing facilities for income-producing properties.
• Development Financing by means of short- to medium-term financing facilities.
• Interim/Bridge/Mezzanine Financing for complex real estate projects
• Club Deals & Loan Syndications are arranged and managed for substantial real estate transactions.

We finance all types of commercial properties: office buildings, shopping centres and other retail schemes, industrial and logistic complexes, garages and multi-purpose objects, as well as hotels and tourism infrastructure in prime locations. In addition to financing solutions, we also support our clients with ancillary services for real estate development to ensure that not only the financial scheme is adequate, but also that time and cost schedules are realistic (i.e. construction supervision service).